Being prepared for any and all disasters is the best way to really protect your business from these disasters, and a proper check-up keeps you on your toes.
When was the last time you considered your emergency-preparedness plan? Many business owners, even successful ones, would have to answer “never” to that question. But this can have severe consequences should you find yourself in the middle of one of these disasters. How can you prepare yourself for these kinds of disasters? Simply having a plan will not suffice, you need to make sure that you do an annual disaster preparation list check-up.
- Keep emergency plan updated
A basic plan needs to have at least two emergency escape routes. Each plan must also have a meeting spot in which everyone meets up after the disaster occurs. Each year, make sure that the exits are practical and that the meeting places are still safe. - Practice evacuation safety
When the adrenaline kicks in and brains are in survival mode during a disaster, will your employees know what to do? The best way to assure they do is by practicing the evacuation through drills. - Catalog your property
After a disaster, you need to file a claim in order to get compensation for everything you’ve lost–assuming the disaster was covered under your policy. By owning a catalog of your equipment and property, the insurance company can get an estimate of how much you will receive when it comes to your insurance payment.
Your business cannot prepare for disaster innately, you must always be on top of your emergency preparedness plan at all times and an annual check-up is exactly what you need. For all of your business insurance needs as a Texas business owner, contact VGW Walker Insurance in the entire state of Texas.