Homeowners who are unaware of what is covered under their homeowners’ insurance policy run the risk of not receiving enough coverage. Each homeowner’s insurance policy is unique, stressing the importance of understanding what is covered and for how much. Without knowing what is specifically excluded from your homeowners’ insurance policy, there is no way for you to safeguard your home to the fullest.
Despite common assumption of more coverage, the standard homeowners’ insurance policy will provide you with coverage for your home’s structure, liability claims, additional living expenses, and your personal belongings within the home for a limited amount. Therefore, if you have any expensive items, chances are, they are excluded from your homeowners’ insurance policy.
It is extremely important that you understand what natural disasters are covered perils on your policy. Did you know that your standard homeowners’ insurance policy would not provide you with coverage from damages caused by floods, earthquakes, or mudslides?
Schedule a review with your homeowners’ insurance agent today so that you can become better acquainted with the policy you depend on to keep you and your home safe!
Contact VGW Walker Insurance in Austin for all of your Texas homeowners’ insurance needs. We will help you understand exactly what is covered under your homeowners’ insurance policy and provide you with affordable solutions that will allow you to maximize coverage.
