What Does My Homeowners Insurance Cover?

Austin Homeowners InsuranceThere are plenty of homeowners who have no idea exactly what coverage they have under their homeowners insurance policy and what coverage they are lacking. However, each of these homeowners will be in regret once a disaster hits and it is too late to add essential coverage options. Do you know which perils are covered in your policy?

The standard homeowners insurance policy provides you with coverage for fire, lightning, windstorms, hail, explosions, riots, smoke, vandalism, and theft. Did you hear earthquakes or floods in that list? Many homeowners are surprised to find out that they do not have coverage for floods, earthquakes, sewer back up, and maintenance damage. In order to receive coverage for these common perils, you must obtain separate policies or riders to your homeowners’ insurance policy.

When it comes to your security in your home, you cannot afford to pass up essential coverage options. Contact VGW Walker Insurance in Austin for all of your Texas homeowners’ insurance needs. Let us provide you with the protection you deserve!