How to Claim Auto Insurance in Case of a Total Loss

Your car will be declared a total loss if it is severely damaged, and its repair costs exceed the actual cash value of your vehicle. If you have the right auto insurance coverage, you can apply for a Read More

Unexpected Things Affecting Your Home’s Resale Value

These variables can hurt your home's resale value. When calculating the value of your home, there are a lot of factors that come into play.  For instance, things like your home's location, the Read More

How Having Life Insurance is Beneficial for You

Reasons why life insurance is a good idea for you. While life insurance isn't exactly the most exciting purchase you will make during your lifetime, it may be one of the most important.  In fact, Read More

What Your Renter’s Insurance Won’t Cover

Here are some of the things not covered by renter's insurance. While you know that your renter's insurance offers personal property, personal liability, and loss of use coverage, it's important to Read More

Understanding Home Insurance and Fire Damage

Here's what your homeowner's insurance will cover when it comes to fires. Fires are one of the most common risks that American homeowners face.  In fact, every 24 seconds, a fire department in the Read More

Is There a Difference Between Professional Liability and Errors and Omissions Insurance?

What you need to know about this type of liability coverage. As a business owner, you may have heard your insurance agent talk about professional liability and/or errors and omissions insurance.  Read More

Does Mental Illness Affect Your Life Insurance?

Does depression, anxiety, or other mental illnesses affect your ability to secure life insurance? During the underwriting process, life insurers will factor in a variety of health issues and Read More

Suggestions for Getting Your Garden Ready for Spring

Tips for your spring garden. Now that the cold of winter is finally starting to fade, you might be excited to revitalize your home garden.  However, preparing your garden for spring does require some Read More

Identity Theft and Your Homeowners Insurance

Can your home insurance cover instances of identity theft? Identity theft is becoming a major issue throughout the U.S.  This is why many are looking for ways to secure insurance for instances of Read More

What to Expect During Your OSHA Inspection

What you need to know about OSHA inspections. If you own a business, then you will probably have to undergo an OSHA inspection at some point.  While these inspections are not out of the ordinary, Read More