How Speeding Tickets Affect Your Auto Insurance Premium

Dallas Auto Insurance and Speeding Tickets

As you may have already figured out the hard way, speeding tickets have a heavy influence on your auto insurance rates. Statistics show that speeding drivers are more likely to be involved in an accident. When insurance companies see a driver as an increased risk, they increase insurance rates in order to cover the higher potential of loss.

How much your auto insurance premium changes is dependent upon the situation of your ticket. How many miles over the speed limit were you going? Was it in a school zone? These factors play a role into how much of an increase you will receive.

In Texas, speeding tickets stay on your driving record for 3 years with most insurance companies. If you are offered the option of taking a defensive driving course or deferred adjudication to eliminate the ticket from your record it is highly recommended that you take advantage of the opportunity.

Contact VGW Walker Insurance for all of your Texas auto insurance needs. Through our various available discounts, you can be just a phone call away from receiving affordable auto insurance after a speeding ticket.