When planning a home remodeling project, there are many factors to consider. One factor many individuals forget is how your renovation projects will affect your insurance coverage. Take these helpful 3 tips into consideration to avoid any problems during the home renovation process:
1) Before you start the project, call your insurance agent and make sure any additions will be covered under your homeowners’ insurance policy.
2) Avoid liability by checking the licensing and insurance of any independent contractors you work with. Many homeowners are subject to liability for damages their independent contractors incur. Your contractor should carry a general liability insurance policy so that you are not liable if negligent work causes damage on your property.
3) After your insurance project is complete, call your insurance company again to make sure your coverage limits have been raised to include all of your projects.
VGW Walker Insurance is a dependable source for both personal and commercial insurance needs, offering custom-tailored insurance programs for all Texas residents. Contact us today to make sure your next home remodeling project will be properly covered.
