Do I Need An Umbrella Policy?

Dallas Umbrella PoliciesWould your finances and assets be protected if someone were to sue you after a car accident? In order to have the peace of mind knowing you wouldn’t experience financial ruin after a lawsuit, you may want to adopt an umbrella insurance policy.

An umbrella policy acts as well, an umbrella, for the leftover amounts after the limits of your auto and homeowners insurance policies. If you were to lose in a lawsuit, you would be responsible for paying the winning party’s medical costs and lost wages.

Despite popular belief, an umbrella policy is relatively inexpensive, especially when the protection it offers comes into play.

If you answer yes to any of the below questions, you may want to talk to your insurance agent about adopting an umbrella policy:

  • Do you have a long commute to work each day?
  • Do you drive during rush hour?
  • Does your home have a swimming pool?
  • Do you own a dog?
  • Do you have guests over frequently?

VGW Walker Insurance strives to provide Texas residents with the best insurance products based on your personal needs.  Contact us today to adopt an umbrella policy.