How To Recover After Your ID Is Stolen
Identity theft is becoming increasingly common. Fortunately, there are a few steps you can take after this type of theft to minimize the fallout and ensure thieves do not ruin your credit score, max out your credit, or make off with your money.
- Set A Fraud Alert: Call one of the three major credit reporting bureaus—Equifax, Experian, and TransUnion—and flag your reports with a fraud alert so that companies will have to ask for identification verification before using your credit.
- Get Your Report: While you are at it, grab your credit report from the bureau you call. Go over it thoroughly and contest any incorrect information.
- Create Your Identity Theft Report: First, file a complaint with the Federal Trade Commission. Then, take the resulting FTC Affidavit to the police to get a police report. With these two documents, you have an identity theft report that will make it possible to stop a company from collecting any debts caused by your identity theft.
Your insurance agency can help you get coverage specifically designed to protect against identity theft. To learn more about how this Texas policy can protect you in the modern age, contact VGW Walker Insurance.
