Understanding Your Business Owners Policy

Texas Business Insurance

Coverage Included in a Business Owners Policy

As a business owner trying to operate in today’s competitive business world, it is imperative that you hold the necessary insurance policies to push your biggest investment towards growth and success. You will need to safeguard your business from the unique liability risks it faces, and a business owners’ policy (BOP) can be just what you need to complete the job. The coverage options of a business owners’ policy include:

  • Property Insurance – Coverage for your buildings and the contents within the buildings.
  • Business Interruption Insurance – Possibly considered one of the most important coverage options, business interruption insurance provides you with protection if you are unable to operate due to a covered catastrophe. This policy will also cover the expense of conducting business operations at a temporary location.
  • Liability Protection – In today’s litigious society, there is no escaping the need for liability insurance. This policy will cover your legal responsibility in the event that you cause harm to others. This does not mean physical harm, but rather coverage for things that your employees fail to do properly, such as faulty installations or an error in a service provided.

Contact VGW Walker Insurance for all of your Texas business insurance needs. Your business deserves unmatched protection.