Why an Independent Agent?

When you go shopping for something complex and important like insurance, where do you like to buy?

1. From an agency who sells only one brand?
2. From a “direct company” telephone representative who sells only one brand?
3. From a knowledgeable expert who understands and sells many different brands, and can help you find the best combination of price and value for your individual needs?

Many people don’t realize that there are big differences in places to shop. When they buy insurance, they are choosing one of these three options:

1. Captive Insurance Agents who work for just one company and sell only one brand
2. “Direct Company” Telephone Representatives who do the same – often with limited experience and no direct concern for the customer’s well-being.
3. Independent Insurance Agents who represent many different companies.  They can compare the coverage and prices offered by multiple companies to find the best possible combination of coverage and price for your circumstances. They are there for you, as your advocate, in time of need.

Your Independent Insurance Agent

• Gives you excellent service and competitive prices because your agent can compare insurance coverage from many different insurance companies.
• Is your advocate when you have a claim and can help you understand when and when not to make a claim and how to make it the right way.  This helps you keep your claims record cleaner!
• Unlike other agents, is not beholden to any one company.  Thus, you don’t need to change agencies as your insurance and service needs change.
• Offers one-stop shopping for a full range of products – home & auto, commercial, life & health.
• Can periodically review your policies to make sure you are continuing to receive great premiums and coverage.
• Is committed to customer satisfaction because it’s the key to an independent agent’s livelihood.

Choose an Independent Agent – There is a difference!